Identity Theft Scam Method: Making Work Pay Refund

downloadI don’t know of anyone who loves to pay taxes. In fact, I would classify this with getting a root canal; however there is something that is much worse, and that is being scammed by the new Making Work Pay refund scam, and you must know of it to keep from being a victim.

Most scams we have received are those that come by the Nigerian scam artists but now we are seeing fake IRS mails. These guys have a lot of guts and the problem is that many people are falling for these scams. These new IRS scams are all over the place and they can really scare people into parting with their hard earned cash.

Just know a few simple facts and you won’t fall for these scams either. First and foremost, the IRS does not have your email address. They don’t know it and have no intention of finding out just so they can send you an email. They would much rather send you a registered letter or use the phone. This one rule means that any email that supposedly comes from the IRS is a scam. You can also call the IRS and confirm that they sent it to you.

There are actually a few IRS scams but one of the most effective is the Making Work Pay Scam. This is fashioned after the stimulus package. Fortunately, the real package appears in your paycheck and is deducted from your with holdings. However, in the scam you receive an email that tells you that you are owed a refund. You are then required to send in your name, social security number and give your bank account information.

This in effect, lets the scam artist take over your entire identity. He can access your bank account, create new credit accounts, make new credit cards up and put you into debt quickly. However this isn’t the worst part of the scam. Having someone steal your identity and your financial records can create long lasting problems. It can create long lasting debt, financial loss, problems with the IRS and someone could even perform criminal acts in your name.

In conclusion, just don’t pay attention to scam emails no mater how good they sound. Remember, your mothers saying: “If it sounds too good to be true it usually is.” This holds especially true with anything we receive over the Web.

If in doubt about anything you might receive from the IRS go to and look at the real forms, and revise any scams that may be out. Please report any scam you may receive to the authorities and don’t assume they already know about it.  Get protected today with a credit protection plan from IdentityGuard.  Free for 30 days.